Pet Check API enables the validation of information disclosed by pet policy applicants and the verification of the pet's and policyholder's claim history, helping to pinpoint potential underwriting risks and misrepresentation.

Through Pet Check API, insurers can confidently verify pet and policyholder details in real-time, gaining an accurate understanding of risk to improve the loss ratio. They can assess the severity and recurrence of a pet's pre-existing conditions, and review the history of a new client based on their previous claims. Additionally, Pet Check highlights potential overlapping or lapsed coverage that could increase the risk of non-genuine claims.

Pet Check API timely detects inconsistencies and heightened risk in policy applications allowing insurers to address potential issues early in the policy lifecycle. This proactive approach could reduce disputes with clients at the claim stage and minimise unnecessary operational overhead, thus improving pricing models and the customer experience.